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Post your comments, questions and more on Facebook, straight from your iPad Wealth manager iPad app. You can also access the Resource section with a wealth of articles on how to use the app in many different scenarios to discover how to maximize your personal wealth. All of this is applicable to consumers as well as to finance professionals, i.e. financial advisors, brokers, …
The Chinese economy has been a strange animal altogether for the past decade. As Alan Greenspan pointed out, cheap manufacturing in the early 2000's has put a deflationary pressure on the …
You might have been wondering what we have been doing during the festive season, now you know: we have been working on bringing our Wealth Manager to the iPad.
The famous sayings 'Money attracts Money' and 'the rich get richer' will be more true than ever for the next few years. The Fed decided to pump money in the system by buying $600 billion of bonds, hence flolding the system with cash. Will you see that cash? Of course not. The Fed wants to make lending more accessible, hence it buys bonds to decrease the interest rates. So …
We’ve taken the recipe for Smooth Run Plus and added key ingredients to enhance calming affects on this type of horse without ‘dulling’ or reducing their athletic abilities. ugg boots blac …
Apple might have done a good thing to software: it promotes paid apps. Like it did for music, the software business is being revolutionized by Apple, and maybe it is a good thing. GNU and GPL (free software licenses) are here to stay, but the world got confused with what should and what should not be free. The Internet and developer communities promoted free licenses of what …
They might come down very soon. The current mood on the stock markets is purely driven by expectations of quantitative easing. This means that everybody expects even more cheap money and in huge quantities. Loads to cheer for, in the short term. Long term, it is not good news, inflation, debt repayments, slow growth, austerity packages, etc. In summary, a very difficult …
The New York Fed just made a loss of $180 million. Normal you would say, with the bail-out package they put together, they should have expected losses, at least on part of the debt they pu …
There they go again - AIG and Prudential are in talks about AIG's two Japanese life insurance companies, which Prudential would buy. I am amazed that Prudential's CEO addressed both Prud …
Financial crises related to balance sheet problems in banks take years to resolve, and now we start to realize that. The liquidity run we experienced in 2009 is now far behind us. The rollercoaster is rocking the markets, from the ghosts of sovereign default to foreclosures, the impulse response has a very long tail. Banks' balance sheets have still not recovered. Banks are …
The first and second quarter of 2010 could be seen as having generated a mixed response, however, if we put it in perspective with last year's performance, I think 2010 could have performed much worse. We are now below the S&P500 value on January 4th, but not too far below. The market started well, but now we see a clear tendency to move sideways. If we now take into …
Should investors buy bank shares or should they rather avoid bank stocks? Personally, I avoid investing in banks, not because I believe the share prices are overvalued, but because I have no visibility on what is going on within the bank. This being said, bank shares can be a good investment, as it was over the last year or so. Maybe they will be over the next few years, but …
Hernando de Soto famously pointed out that a key difference between developed countries and developing countries was the possibility to pledge land title or real estate as a collateral to gain access to credit. Financing, as we know, is the blood of the economy. If the economy is powered by the muscle of manufacturing, services and capital creation (read real estate), …
Finally, there it is, the finance bill has been agreed upon, but what do I do with my portfolio? The answer is not obvious, unfortunately. The finalized bill takes away the uncertainty of surprises, a good thing for markets. Uncertainty is always traded at a discount, so we can expect a very short term spike in stocks. Additionally, taking away risk-taking from banks is …
China is to finally resume its currency appreciation compared to the US dollar. Big news indeed, it's been a while since we expected this to happen. The pressure from foreign governments was building up, but in the end it probably makes most sense for the Chinese economy. Internal inflation is at an all time high, with wage increases being forced out of management by …
Companies listed on the S&P 500 have a record pile of cash on hand, and everybody wonders what they will do with it. Looking at the unemployment rate figures in the US, it does not look like the companies spend the cash on creating jobs. Instead, those companies are looking at two possibilities: First, acquiring companies or assets in Europe to benefit from the low …
US seeks $ 20bn BP pay-out is the title in the FT today. Did you ever wonder if BP can afford this? You would expect a large multi-national in the Oil & Gas industry to be able to pay for this, but, did you check BP's financial statements? BP has about $ 6bn in cash, did you know that? Of course BP has inventory, accounts receivables, etc. which accounts for a much larger …
Greece with its empty coffers, Hungary with its threat of having to restructure its debt, and the US with its ever lasting Great Recession are all candidates for being the culprit of rocking the boat. On the surface, China is the big winner with a strong growth. Its neighbours enjoy economic growth thanks to China's demand for goods, but, that is just at the surface. In a …
Greece with its empty coffers, Hungary with its threat of having to restructure its debt, and the US with its ever lasting Great Recession are all candidates for being the culprit of rocking the boat. On the surface, China is the big winner with a strong growth. Its neighbours enjoy economic growth thanks to China's demand for goods, but, that is just at the surface. In a …



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