The graph belows shows the historical 3 months SIBOR chart starting from Jan 1988 to the SIBOR now. The data that were used from to obtain this chart was taken from MAS's website here. The current SIBOR, at the time of publishing of this post, stands at 0.646% and this is one of the lowest SIBOR which we have seen so far. In fact, the SIBOR has been hovering at a very low …

Has the sudden change of market taken anyone by surprise. Last Wednesday, the STI broke the elusive 3000 level by closing at a level of 3019.74, fueled by the news of an excellent quarterly GDP growth by Singapore. When I logged into Facebook on the following day, I saw a few comments that goes like this. "NOL huat arh !" "XX% profit on Cosco, more to come !" "Time to do …

It is often advocated that investing in the long term for equities is the way to go. That is because equities are volatile so in the short term, one may suffer a temporary drop in the price of their holdings. But it has been seen historically that equities has a strong tendency to trend up over the long term thus that is why it is important to invest for the long term to ride …

Raising the Threshold for CPF Investment Scheme-Special Account Investment From 1 July 2010, the first $40,000 of members’ Special Account balances will no longer be allowed to be used for …

Critical illness plans are insurance policies which will pay out a sum of money if the policyholder is diagnosed as having a critical illness. However, if you are having such a plan, have …

Individual investors' SGS holdings to shift to CDPTaken from The Business Times on the 2nd of March, 2010 THE Singapore Exchange (SGX), DBS Bank, United Overseas Bank (UOB) and OCBC Bank yesterday announced that all Singapore Government Securities (SGS) holdings of individual investors will be migrated to the Central Depository (CDP) for safekeeping starting from next month. …

If you are or you have kids who will be entering university soon, you should take advantage of the interest free study loan and tuition fee loan and use the funds to invest. The returns that are generated can be used to offset the cost of a university education slightly. Fresh undergraduates who will be entering into any of the 3 local universities which includes NUS, NTU and …

One month can make a lot of difference. I remembered just a month ago, the stock market was still very optimistic with analysts calling for a bullish market for 2010. On the contrary, I adopted a much more conservative and cautious view that this year will not be a repeat of the previous year of phenomenal growth as stated in my last post of 2009 here. The highest closing …

I saw a very useful post on the Hardwarezone forums under the Cars & Cars section on what factors will contribute to the premiums for car insurance. How premiums for car insurance is calculated Premium is calculated based on the following factors 1) Age Group This refers to the age of the car owner. Most company has similar age group factors. 18 to 21 - super expensive …

S'pore investors more upbeat Koh Hui Theng 5th Jan 2010, my paper SINGAPORE residents are welcoming the new year with new-found confidence, thanks to an improving economic outlook and positive market sentiments. Instead of parking their savings in cash, many are turning to high-yield equity products like stocks, mutual funds and unit trusts - suggesting a return of risk …