lapapillion 
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I came across this wonderful poem while reading this book by Virginia Ironside, titled "The Virginia Monologues", which I'll share in this post. I picked the book up in the library yesterday when my class got cancelled in the evening. I love moments like this - a sudden god-send gift to relax. Since it's too late to arrange a dinner with my wife, I just went to the library to …
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Hyflux recently announced plans to offer a 6% cumulative, non-convertible, non-voting, perpetual preference shares to raise funds. The purpose of this fund raising exercise is not known (or I've not read closely enough in the prospectus here). Regardless, let's see if this is worth looking into. First of all, let's take a look at the terms of the offer. Preference shares …
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Here's part 2 of the Hyflux preference shares commentary. In part 1, I've talked about the technical details of the offer, so now we can concentrate on whether it is a good buy, which is the ultimate question. Let's take a look at the preference shares offered by the banks here: Most of them are ranged between 4 to 6% pa. Hyflux is issuing theirs at 6% and subsequently …
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The most difficult part of investing is the fact that repeating the same thing in different times will end up with different results. That is both frustrating and difficulty to correct. Imagine you are trying to learn how to ride a bicycle. You do an action and immediately you can see the results, hence the learning cycle is reduced. You practically learn how to cycle by …
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It seems like hyflux preference shares issue is getting a lot of attention lately. Besides splashing nearly a whole page on the local newspaper, it is also widely commented in internet forums and blogs. To see how immense the interest in the hyflux preference share is, one only have to look at the explosive increase in viewership after I've posted the two articles on my …
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I've had students who asked to stop the tuition once they did well for their exams or once the holidays are here. Usually I don't agree, especially for graduating students because I think the time spent with me is worth many hours spent doing their own revision, unless proven otherwise. I'm in this business too for the money of course, but there are times where I think the …
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I've had students who asked to stop the tuition once they did well for their exams or once the holidays are here. Usually I don't agree, especially for graduating students because I think the time spent with me is worth many hours spent doing their own revision, unless proven otherwise. I'm in this business too for the money of course, but there are times where I think the …
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I've had students who asked to stop the tuition once they did well for their exams or once the holidays are here. Usually I don't agree, especially for graduating students because I think the time spent with me is worth many hours spent doing their own revision, unless proven otherwise. I'm in this business too for the money of course, but there are times where I think the …
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A student of mine recently got 'scolded' by me. She was trying to solve a physics problem but she had no idea how to do it. I had a glimpse of her thinking when I asked her to think out loud. She said after doing this and that, she had no idea what to do. Then I realised that she is trying to figure out entirely the solution of the problem in her head before she even attempt …
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A student of mine recently got 'scolded' by me. She was trying to solve a physics problem but she had no idea how to do it. I had a glimpse of her thinking when I asked her to think out loud. She said after doing this and that, she had no idea what to do. Then I realised that she is trying to figure out entirely the solution of the problem in her head before she even attempt …
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