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To Loan or Not To Loan
I got a SMS from an old friend this morning at 6am.Can you lend me $2,000 as I need to pay off my debts this week? I will pay you back in monthly installments when I get my pay. If you dont have the money, then its alright.Firstly, it was a surprise to hear from this friend after more than a year. But it came as no surprise at all to receive this request from her.So I went back to sleep.When I woke up, I started pondering. I do have the money to lend her. But should I? Its almost a certainty that I will never get the money back. Yet I dont mind helping out a friend in need. It took me a long time to finally have some savings, so I am a little reluctant to just throw $2K away like that.Lets see, $2k could pay almost 80% of my Lasik surgery which I had postponed doing cos I thought of waiting a while longer & saving more before I spent that kind of money. I just spent $1.6K on getting a new aircon and TV for my room. CNY is this month, which naturally means an increase in my spending for this month (I dont
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