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Remember your AIA insurance agent?
Remember the AIA insurance agent who sold you your first insurance policy when you were 18?"Buy from AIA, the biggest insurance company in the world! We are backed up by the infallible financial giant AIG. Bet you didn't know we are given AAA under Moody's ratings!"Now I feel damn moody when I flip through my insurance policies.The very thing we never thought will happen in our lifetime rocked the world over the past few weeks.American banks and financial services firms went into the red and triggered massive panic across financial markets around the world.Imagine you've worked hard your whole life. You save whenever you can. You invest in stocks over the years because the experts told you its the right thing to do. You buy insurance since you were 18 because the agents told you its the right thing to do.Imagine yourself celebrating your 61st birthday in 2007. One more year to retirement. The stock market's bull run was unstoppable. The returns on your investment were looking good. You clapped your hands wit
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