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Electronic Fund Transfer
If in this mail delivery of post business is hit repeatedly by existing of any new communication tools, so in the other business services viz. financial service with same bad condition will happen. If in mail business, the threat is come from telecommunication technology, but in financial service is come from information technology developing that just developing in Banking Industry Sector. Some of fast developing financial technology are technology of electronic fund transfer at the point of sale (EFTPos) technology of credit card verification, Automated Teller Machine (ATM), the society for worldwide interbank funds manager (SWIFT) network, up to developing of home banking technology whether via telephone or computer. The various of this technology developing have caused some kind of financial post services begin from tourist check, giro post up to money order post become out of date and feeling inefficient any more. The existing of the technology make money delivery can be done much faster, more efficien
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