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Back to the Future Enhancements
The Savings and Employee Retirement Plan, or Saver scheme, for commissioned SAF officers was launched with much fanfare in 1998. Two years later, the PREMIUM scheme, for warrant officers was launched. Last month, it was announced that the career schemes for officers and WOs will be 'enhanced' and that a third career track, the Military Domain Experts Scheme (MDES), was being created.This post recalls some of Saver's backstory and how that might illuminate possible issues for EOCS, EWOCS and MDES. A caveat: as they like to say, especially regarding security and military affairs, those who know don't speak and those who speak don't know so readers are forewarned not to take the following as definitive. Corrections and clarifications are, as always, most welcome. Too Little Too EarlyOne big gripe with Saver was that the retirement age (called Saver End Date, henceforth SED), 42-45, was too early. It's worth recalling that, more than 10 years ago, Saver was a bold experiment to replace and streamlin
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