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<title>Ping.sg  - Latest Pings From jeflin</title>
<link>http://ping.sg/user/jeflin</link>
<description>Ping.sg - The Community Meta Blog for Singapore Bloggers</description>
<copyright>Copyright 2012 ping.sg</copyright>
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<item>
	<title><![CDATA[Investment Outlook for 2011 - Equities vs Bonds]]></title>
	<link>http://ping.sg/item/Investment-Outlook-for-2011---Equities-vs-Bonds</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[Stock market indices have run up in a hurry in 2010, delivering double digit growth. Just yesterday, the S&P 500 came up to 1286 which is near my target of major resistance at 1300. It could turn down abruptly from here or overreach at 1320 by end January but one thing is certain, there is limited upside in the short term.]]></description>
	<pubDate>Thu, 13 Jan 2011 21:36:36 +0800</pubDate>
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<item>
	<title><![CDATA[Traditional IRA versus Roth IRAs – Which One Makes Sense?]]></title>
	<link>http://ping.sg/item/Traditional-IRA-versus-Roth-IRAs-Which-One-Makes-Sense-</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[There are several types of individual retirement accounts (IRAs) available to aid in retirement savings. Of the close to a dozen different types of IRAs, there are two that are very popular among savers. Both offer unique benefits and each can be a great tool in saving for retirement. Here we take a closer look at the traditional IRA and the Roth IRA.]]></description>
	<pubDate>Sat, 02 Oct 2010 20:30:35 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Traditional-IRA-versus-Roth-IRAs-Which-One-Makes-Sense-</guid>
</item>
<item>
	<title><![CDATA[Simple Tips to Negotiate Credit Card Debt]]></title>
	<link>http://ping.sg/item/Simple-Tips-to-Negotiate-Credit-Card-Debt</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[Debt has become a severe issue in America and people are looking for ways to come out from its trap. The easiest way they find to eliminate their existing debt is by filing bankruptcy. T]]></description>
	<pubDate>Mon, 13 Sep 2010 21:21:30 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Simple-Tips-to-Negotiate-Credit-Card-Debt</guid>
</item>
<item>
	<title><![CDATA[Buy On The Dips For Next Phase of Stock Market Rally]]></title>
	<link>http://ping.sg/item/Buy-On-The-Dips-For-Next-Phase-of-Stock-Market-Rally</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[The past month has been kind to the stock market as investors hoped on to a nice lift after the World Cup distraction. August will present a tense period though in terms of market movement …]]></description>
	<pubDate>Sun, 08 Aug 2010 21:09:15 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Buy-On-The-Dips-For-Next-Phase-of-Stock-Market-Rally</guid>
</item>
<item>
	<title><![CDATA[Stock Market Investing From May to November Fraught With Danger]]></title>
	<link>http://ping.sg/item/Stock-Market-Investing-From-May-to-November-Fraught-With-Dan</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[Not surprisingly, "Sell in May and go away" strikes a chord with many investors. The cliche does not always apply but it is a good rule of thumb. Historically, stock investing during the period from May-November is fraught with danger or at best rewarded with meager returns.]]></description>
	<pubDate>Wed, 05 May 2010 22:43:59 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Stock-Market-Investing-From-May-to-November-Fraught-With-Dan</guid>
</item>
<item>
	<title><![CDATA[Investing Pitfalls In the Year of Metal Tiger]]></title>
	<link>http://ping.sg/item/Investing-Pitfalls-In-the-Year-of-Metal-Tiger</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[Given that the tiger is a ferocious animal, this year is generally not good for risky ventures. To succeed in investing, we will need the traits of a tiger - courage, stealth and strength.]]></description>
	<pubDate>Thu, 18 Feb 2010 14:31:06 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Investing-Pitfalls-In-the-Year-of-Metal-Tiger</guid>
</item>
<item>
	<title><![CDATA[Don’t Be Suckered By Stock Market Rally In 2010]]></title>
	<link>http://ping.sg/item/Don-t-Be-Suckered-By-Stock-Market-Rally-In-2010</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[It bears remembering that the stock market is forward looking (about 6 months), so if you expect interest rate hikes in the later half of half of 2010, keep a close eye on the exit door when summer comes around.]]></description>
	<pubDate>Sat, 26 Dec 2009 17:00:24 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Don-t-Be-Suckered-By-Stock-Market-Rally-In-2010</guid>
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<item>
	<title><![CDATA[Get Real On The Economic Recovery And Stock Market Rally]]></title>
	<link>http://ping.sg/item/Get-Real-On-The-Economic-Recovery-And-Stock-Market-Rally</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[In view of the challenging times ahead, I believe the stock market is too optimistic with its valuations of 15-25 times earnings. Stocks have rallied aggressively since March. Most of them are trading above their 200-day moving average and with no sign of slowing down. In this kind of bullish environment, fundamental analysis seems really foolish. A monkey, with no baggge of …]]></description>
	<pubDate>Tue, 20 Oct 2009 18:20:59 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Get-Real-On-The-Economic-Recovery-And-Stock-Market-Rally</guid>
</item>
<item>
	<title><![CDATA[Lessons of Financial Crisis Forgotten In Heady Speculation]]></title>
	<link>http://ping.sg/item/Lessons-of-Financial-Crisis-Forgotten-In-Heady-Speculation</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[It is a matter of time before we experience another major recession because the key lessons from this financial crisis were forgotten easily and people are back to their greedy speculative ways. But the next time round, the Federal Reserve may find its hands tied, with very few options available.]]></description>
	<pubDate>Wed, 02 Sep 2009 21:36:05 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Lessons-of-Financial-Crisis-Forgotten-In-Heady-Speculation</guid>
</item>
<item>
	<title><![CDATA[Don’t Bet On A V-shaped Economy Recovery]]></title>
	<link>http://ping.sg/item/Don-t-Bet-On-A-V-shaped-Economy-Recovery</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[The better than expected US jobs data is likely to reinforce the view that the economy is stabilizing after a generational financial crisis. Some economists have even suggested that the economy will rebound strongly in the third quarter, with a surge in vehicle production. However, any fledging recovery could still be threatened by strong economic headwinds.]]></description>
	<pubDate>Mon, 10 Aug 2009 16:07:51 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Don-t-Bet-On-A-V-shaped-Economy-Recovery</guid>
</item>
<item>
	<title><![CDATA[Stay Nimble For Your Investment]]></title>
	<link>http://ping.sg/item/Stay-Nimble-For-Your-Investment</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[The key is not to be overexposed to the stock market and stay nimble as the opportunities that present themselves may not follow traditional recovery patterns. Stocks could be depressed further or languish for years, so if you see the need to take profits off the table, then just do it.]]></description>
	<pubDate>Thu, 23 Jul 2009 10:36:06 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Stay-Nimble-For-Your-Investment</guid>
</item>
<item>
	<title><![CDATA[HyperInflation Coming But Financial Crisis Not Over Yet]]></title>
	<link>http://ping.sg/item/HyperInflation-Coming-But-Financial-Crisis-Not-Over-Yet</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[Ben Bernanke is indeed a man of his words. He not only stepped into a helicopter to drop money, he virtually flew a B-52 bomber and carpet bombed the skittish financial system with a trillion dollar payload.]]></description>
	<pubDate>Fri, 20 Mar 2009 23:15:50 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/HyperInflation-Coming-But-Financial-Crisis-Not-Over-Yet</guid>
</item>
<item>
	<title><![CDATA[Don’t Dump Gold Just Because GIC Is Bullish]]></title>
	<link>http://ping.sg/item/Don-t-Dump-Gold-Just-Because-GIC-Is-Bullish</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[I will think twice about selling gold though. Not because UBS made a bold prediction of gold prices hitting $2500. Such a frothy forecast combined with knowledge of inflation can get one extremely excited about gold's prospects. However, I am not salivating over any profits. Instead, my faith in gold stems from the fact that it is a safe haven asset.]]></description>
	<pubDate>Fri, 13 Mar 2009 21:01:27 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Don-t-Dump-Gold-Just-Because-GIC-Is-Bullish</guid>
</item>
<item>
	<title><![CDATA[Bears Still Having A Party]]></title>
	<link>http://ping.sg/item/Bears-Still-Having-A-Party</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[The bears have laid their trap and are partying hard. Any upswing in the stock market now is what the experts termed sucker's rally, where any gains are short-lived but enough to lure investors while stocks continue to test new lows.]]></description>
	<pubDate>Thu, 12 Mar 2009 20:59:30 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Bears-Still-Having-A-Party</guid>
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<item>
	<title><![CDATA[Worst Year For Warren Buffett As Recession Bites]]></title>
	<link>http://ping.sg/item/Worst-Year-For-Warren-Buffett-As-Recession-Bites</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[The Oracle not only failed to outperform the market. In fact, 2008 was the worst year for 44-year performance of Berkshire’s book value and the S&P 500 index. The decrease in Berkshir …]]></description>
	<pubDate>Tue, 03 Mar 2009 06:42:05 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Worst-Year-For-Warren-Buffett-As-Recession-Bites</guid>
</item>
<item>
	<title><![CDATA[Does Saving Money Rank Highly In your Financial Priorities?]]></title>
	<link>http://ping.sg/item/Does-Saving-Money-Rank-Highly-In-your-Financial-Priorities-</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[Let's go back to the basics of wealth building. There are essentially two ways to increase our cash. One way is to earn more money through investments, entrepreneurship or taking on another sideline job - seemingly futile exercises in this economic climate. Alternatively, we can cut costs by being frugal. In fact, saving money has now become a top financial priority among my …]]></description>
	<pubDate>Sat, 28 Feb 2009 18:07:33 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Does-Saving-Money-Rank-Highly-In-your-Financial-Priorities-</guid>
</item>
<item>
	<title><![CDATA[Treasury Bills Developing Characteristics Of A Bubble]]></title>
	<link>http://ping.sg/item/Treasury-Bills-Developing-Characteristics-Of-A-Bubble</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[A lot of economic data are gloomy and suggests bitter months ahead but the recent stock rally defies logic. Long term trend is still bearish. To temper the exuberance, look at this 8 scary predictions - Dow 4,000, food shortages, a bubble in Treasury notes, etc.]]></description>
	<pubDate>Fri, 12 Dec 2008 08:54:39 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Treasury-Bills-Developing-Characteristics-Of-A-Bubble</guid>
</item>
<item>
	<title><![CDATA[Will The Automotive Deadlock Be Broken Next Week?]]></title>
	<link>http://ping.sg/item/Will-The-Automotive-Deadlock-Be-Broken-Next-Week-</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[Over $7 trillion dollars have been made available by the US government to rescue the financial sector and the economy. That’s about $23,000 for every American, and more than half of US GDP …]]></description>
	<pubDate>Sat, 06 Dec 2008 23:46:22 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Will-The-Automotive-Deadlock-Be-Broken-Next-Week-</guid>
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<item>
	<title><![CDATA[Invest Only What You Can Afford To Lose]]></title>
	<link>http://ping.sg/item/Invest-Only-What-You-Can-Afford-To-Lose</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[very day we open up the newspapers, we are hit by depressing news - what with retrenchments (DBS axes 900, NOL ships out 1000, Citigroup eliminates 52000 worldwide, etc) and pay cuts (Temasek staff and Cabinet ministers). Taken together, the "contributions" from DBS and NOL are close to surpassing the retrenchment figures for third quarter.]]></description>
	<pubDate>Sat, 29 Nov 2008 08:24:15 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/Invest-Only-What-You-Can-Afford-To-Lose</guid>
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<item>
	<title><![CDATA[One Way Traffic: Dow Plunges Below 8000]]></title>
	<link>http://ping.sg/item/One-Way-Traffic-Dow-Plunges-Below-8000</link>
	<dc:creator>jeflin</dc:creator>
	<description><![CDATA[It is one way traffic: Dow Jones plunged below 8000, a first since 2003. There was a bear rally on Tuesday but it is a folly to be tempted by profits in all these technical rebounds. For those who are drawn in and end up selling in a panic, you risk doubling your losses.]]></description>
	<pubDate>Thu, 20 Nov 2008 09:57:17 +0800</pubDate>
	<guid isPermaLink="false">http://ping.sg/itemA/One-Way-Traffic-Dow-Plunges-Below-8000</guid>
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